News Article


Further fall in business CCJ's

By CreditMan Thursday, August 6, 2015

Businesses faced seven per cent fewer county court judgments (CCJs) in the first half of this year than last according to figures released today (August 6 2015) by Registry Trust.

Registry Trust is the non profit organisation which collects judgment information from jurisdictions throughout the British Isles and Ireland. In England and Wales it runs the Register of Judgments, Orders and Fines for the Ministry of Justice; this register includes both CCJs and High Court information. Judgment records, business and consumer, are available for the public to search at A judgment represents incontrovertible proof of unmanaged debt.

There were 51,872 business CCJs recorded in the first six months of the year. The total value of business CCJs was £170m, 12 per cent less than in the first half of 2014. Both figures have fallen each year since the recent first half year high in 2009. The average value of a CCJ against businesses was £3,283, six per cent less than the same period last year, and 23 per cent down on the recent first half year high of 2008.

The trends for CCJs against corporate and non-corporate businesses were consistent with the overall trend.

The number and value of high court judgments (HCJs) against businesses were half that recorded in the first half of 2014. There were 66 HCJs with a total value of £33m. This continues the downward trend of recent years. The average value of a business HCJ was £506,240.

Commenting on the statistics, Malcolm Hurlston CBE, chairman of Registry Trust said: “A clear pattern is emerging that business are in better shape. Fewer judgments clear the way for the kind of lending businesses need to expand.

“In the first six months of the year Registry Trust received 82,125 requests to search the register for England and Wales, the bulk of which were made online via Through TrustOnline anybody is free to search for judgments and other registered information against businesses and consumers in any jurisdiction in the British Isles and Ireland. It is a unique benefit for people to be able to check the debt record of any business or person with which they may be transacting. Negative CCJ information should make you think twice.” said Mr Hurlston.