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Terms & Conditions

Business Credit Management (UK) Ltd t/a ‘CreditMan’

WEB SITE TERMS OF USE AND LEGAL RESTRICTIONS

ATTENTION: PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEB SITE. USING THIS WEBSITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS ("TERMS"), DO NOT USE THIS WEB SITE.

Use of Site

Business Credit Management (UK) Ltd ("CreditMan") authorises you to view and download the materials on this website ("Site") only for your personal, commercial or non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. For purposes of these Terms, any use of these materials on any other website or networked computer environment for any purpose is prohibited. The materials at this Site are copyrighted and any unauthorised use of any materials at this Site may violate copyright, trademark, and other laws. If you breach any of these Terms, your authorisation to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials.

User Submissions

With the exception of credit card details, any material, information or other communication you transmit or post to this Site will be considered non-confidential and non-proprietary ("Communications"). Business Credit Management (UK) Ltd will have no obligations with respect to the Communications. Business Credit Management (UK) Ltd and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial and non-commercial purposes. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law.

Links to Other Websites

Links to third party websites on this Site are provided solely as a convenience to you. If you use these links, you will leave this Site. Business Credit Management (UK) Ltd has not reviewed all of these third party sites and does not control and is not responsible for any of these sites or their content. Thus, CreditMan does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

Personal and Credit Card Details

By providing personal information, including credit card details, via this Site or a third party payment gateway, you authorise the treatment of such details in accordance with CreditMan’s Privacy Statement.

Disclaimer

TO THE EXTENT PERMITTED BY LAW, THE MATERIALS PROVIDED AT THIS SITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND. Business Credit Management (UK) Ltd further does not warrant the accuracy and completeness of the materials at this Site. Business Credit Management (UK) Ltd may make changes to the materials at this Site, or to the products and prices described in them, at any time without notice. The materials at this Site may be out of date, and Business Credit Management (UK) Ltd makes no commitment to update the materials at this Site. Information published at this Site may refer to products, programs or services that are not available in your country. UK law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Limitation of Liability

TO THE EXTENT PERMITTED BY LAW, IN NO EVENT WILL CREDITMAN, ITS SUPPLIERS, OR OTHER THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS SITE, ANY WEBSITES LINKED TO THIS SITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE MATERIALS OR INFORMATION FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF. UK LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Applicable Laws

This Site is administered by CreditMan from its Head office in Southampton, UK. CreditMan makes no representation that materials at this Site are appropriate or available for use in your country. You may not use or export or re-export the materials at this Site or any copy or adaptation in violation of any applicable laws or regulations. If you choose to access this Site from outside UK, you do so on your own initiative and are responsible for compliance with applicable local laws. These Terms will be governed by and construed in accordance with the laws of England without giving effect to any principles of conflicts of laws.

General

Credit Accounts - At our discretion, we may authorise credit accounts for the use of our services. Application can be made by email to jarnold@creditman.co.uk

Payment Terms - Payment terms will be confirmed once the account has been approved but are normally net monthly i.e. payment by the end of the month following date of invoice. We understand and will exercise our statutory right to claim interest and compensation for debt recovery costs under the late payment legislation if we are not paid according to our agreed credit terms.

ANTI-HACKING PROVISION

You expressly agree not to:

  • use or attempt to use any "deep-link," "scraper," "robot," "bot," "spider," "data-mining," "computer code" or any other automated device, program, tool, algorithm, process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of the website, any data or content found on or accessed through the website or any other content without the prior express written consent of Business Credit Management (UK) Ltd;
  • obtain or attempt to obtain through any means any materials or information on the website that have not been intentionally made publicly available either by their public display on the website or through their accessibility by a visible link on the website;
  • violate the restrictions in any robot inclusion headers on this website or in any way bypass or circumvent any other measure employed to limit or prevent access to the website or its Content;
  • interfere or attempt to interfere with the proper working of the website or any activities conducted on or through the website, including accessing any data, content or other information prior to the time that it is intended to be available to the public on the website;
  • take or attempt any action that, in the sole discretion of Business Credit Management (UK) Ltd, imposes or may impose an unreasonable or disproportionately large load or burden on the website or Business Credit Management (UK) Ltd infrastructure.

CreditMan may revise these Terms at any time by updating these terms. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Site.