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About CreditMan

The ‘one-stop-shop’ for business credit management

A trusted resource of Credit Managers since


In 1996 John Arnold started the CreditMan website with the idea of becoming the UK’s unique online ‘one-stop shop’ for business credit management – a directory and resource portal for all business credit management needs.

CreditMan.co.uk began in John’s home using ‘dial-up’ connection to the ‘world-wide web’. Once the website was up and running, John began producing The Business Credit News UK, a weekly newsletter, and the mailing list grew quickly. Many people on today’s mailing list joined in 1996.

The format of the newsletter has remained constant throughout, giving up-to-date news on the credit industry, changes in legislation, details of insolvencies, events and seminars and much more within the industry, all delivered to subscribers’ desktops twice a week – and it’s free of charge.

Some 20 years later John Arnold joined forces with CVR Global, who helped to support CreditMan and expand its offerings.

Following the acquisition of CVR Global by Begbies Traynor in 2021, CreditMan now comes under the Begbies Traynor Group and continues to offer support and advice to credit managers within all sectors and industries.

John ArnoldIn September 2021 John Arnold sadly passed away so now Begbies Traynor dedicate this website to John’s memory. He was well known and very well respected in the credit industry and, quite simply, without him there would be no CreditMan.


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Meet The Team

Simon Lowes

Simon Lowes

Simon is a licensed Insolvency Practitioner with over 30 years of experience in the field of insolvency and business reconstruction and recovery. He qualified as a Practitioner in 1997 and during his career has worked for both national and regional insolvency and recovery firms based on the South Coast. 

Simon's experience has covered all aspects of corporate and personal insolvency ranging from Liquidations for both solvent and insolvent companies to Administrations, Receiverships and Company Voluntary Arrangements. He also has extensive experience with the personal insolvency options, to include Bankruptcy, Partnership and Individual Voluntary Arrangements. 

Across his career, Simon has assisted individuals and businesses across a broad spectrum of sectors including the manufacturing, marine, retail, property and leisure industries. Having been a business owner, he understands the pressures and challenges that need to be overcome and he is firmly of the view that positive solutions can often be achieved in difficult circumstances. 

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Ian Defty

Ian Defty

Ian is a chartered and certified accountant and an insolvency practitioner, with over 30 years’ insolvency experience.

He was a partner in a top 20 firm until co-founding niche insolvency firm DDJ Insolvency, based in London. Ian was instrumental in merging DDJ with CVR Global in 2017 (acquired by Begbies Traynor Group in 2021).

He is routinely involved in complex litigation as a liquidator, or office holder, to recover funds misappropriated by bankrupts, directors, advisors or other fraudulent individuals. His expertise also extends to the recovery of assets locally and overseas.

A fellow of the ACCA, ICAEW and R3, Ian is also an associate member of the Proceeds of Crime Lawyers Association and sits on the R3 Fraud Panel, the R3 General Technical Committee, the Fraud Advisory Panel and the Economic Crime Prevention Group. He is also a consulting editorial board member of Lexis PSL. 

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Richard Toone

Richard Toone

Richard is a Chartered Accountant and licenced Insolvency Practitioner with over 20 years experience in the field of business recovery. He gained his insolvency grounding with a Big Four accounting practice, before moving on to the largest specialist recovery firm in the country.

Richard has wide ranging experience of many business sectors including significant value property related assignments, hi-tech and development corporates and a variety of hotel and leisure related matters including a Michelin Star restaurant, eatery chains and several pub franchises. He provides inventive yet realistic solutions to the problems of financially distressed and under-performing businesses.

Recent appointments include acting as liaison between the taxpayer (individuals and companies) and HMRC in relation to the obligations arising from tax avoidance schemes such as Film Partnerships and EBT schemes.

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What we offer

Tailored solutions

With years of experience and a large network of contacts we pride ourselves on being able to provide tailored solutions. We are here to support with actionable information, so you know what to do.

Resource tool

We have created a 'one-stop-shop' for business credit management - a directory and resource portal for all business credit management needs.

People you can talk to

Our dedicated team are on hand to provide help and advice on all matters relating to Business Recovery and Insolvency, Finance, Credit Insurance and Debt both domestically and internationally.

Our services

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Business Recovery & Insolvency

We have a growing reputation for providing practical solutions to the problems faced by financially distressed and underperforming businesses.

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Credit Insurance

Financial protection is usually top of the agenda for the majority of business owners. Credit Insurance transfers the risk away from a business to the credit insurer, protecting the policyholder.

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Our carefully selected partners can assist with debt recovery and collection in UK and overseas. They are also able to assist with enforcement issues and tracing missing debtors on your behalf.

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No longer are businesses reliant upon bank lending alone. They now have the flexibility to go out and source finance from various offerings taking in to account what is right for their business and its needs.

Free company review and strategy plan

Concerned about your company? Contact us for your full FREE review of their financial position and strategy plan.

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