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Website Terms and Conditions

WEBSITE TERMS OF USE AND LEGAL RESTRICTIONS

By continuing to access this website you accept the terms and conditions below (“Terms”). If you do not accept these Terms you should leave this website immediately.

Use of Site

This website and the information contained within it have been compiled by Business Credit Management (UK) Ltd together with its parent company and the wider Begbies Traynor Group (together “CreditMan”) which authorises you to view and download the materials on this website (“Site”) only for your personal, commercial or non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. For purposes of these Terms, any use of these materials on any other website or networked computer environment for any purpose is prohibited The materials at this Site are copyrighted and any unauthorised use of any materials at this Site may violate copyright, trademark, and other laws. If you breach any of these Terms, your authorisation to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials.

This Site is not intended for distribution to, or use or access by, any person in any jurisdiction where the act of that person accessing the Site would cause CreditMan to be in breach of any law or regulation in that jurisdiction.

User Submissions

With the exception of credit card details, any material, information or other communication you transmit or post to this Site will be considered non-confidential and non—proprietary (“Communications”). CreditMan will have no obligations with respect of the Communications. CreditMan and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therin for any and all commercial and non-commercial purposes. You are prohibited from and you undertake not to post or transmit to or from this Site any unlawful, threatening, libellous, defamatory, obscene, pornographic, or other material that would violate any law.

Further you undertake not to:

  • Use any of the materials on this Site for commercial exploitation without our prior written consent;
  • Establish a link to this Site from any other Site, intranet or extranet Site without or prior written consent;
  • Use this Site to upload or distribute any material that contains viruses or anything similar;
  • Infringe the rights of any other person; or
  • Do anything that may interfere with or disrupt this Site or our services.

Links to Other Websites

Links to third party websites on this Site are provided solely for your convenience. If you use these links, you will leave this Site. CreditMan has not reviewed all of these third-party sites and does not control and is not responsible for any of these sites or their content. CreditMan does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party sites linked to this Site, you do this entirely at your own risk.

Personal and Credit Card Details

By providing personal information, including credit card details, via this Site or a third-party payment gateway, you authorise the treatment of such details in accordance with CreditMan’s Privacy Policy

Disclaimer

TO THE EXTENT PERMITTED BY LAW, THE MATERIALS PROVIDED AT THIS SITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTIES OF ANY KIND. Whilst CreditMan takes reasonable care to ensure that the information displayed on the Site is correct, no warranty or representation of any kind is given as to the quality, fitness for purpose, usefulness, completeness or performance of the Site or its freedom from errors, omissions, inaccuracies or viruses. CreditMan may make changes to the materials on this Site, or to the services and prices described in them, at any time without notice. The materials at this Site may be out of date, and CreditMan makes no commitment to update the materials at this Site. Information published at this Site may refer to products, software or services that are not available in your country. UK law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

This Site is provided free of charge and CreditMan makes no guarantee that its availability will be uninterrupted. CreditMan reserves the right to alter, suspend or discontinue the whole or any part of this Site (including your access to it) or the services provided through it at any time without notice.

Exclusion and Limitation of Liability

TO THE EXTENT PERMITTED BY LAW, IN NO EVENT WILL CREDITMAN, ITS SUPPLIERS, OR OTHER THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS SITE, ANY WEBSITES LINKED TO THIS SITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE MATERIALS OR INFORMATION FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF AND SUCH AS IS ENTIRELY AT YOUR OWN RISK. UK LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Applicable Laws

This Site is administered by CreditMan and CreditMan makes no representation that materials at this Site are appropriate or available for use in your country. You may not use or export or re-export the materials at this Site or any copy or adaptation in violation of any applicable laws or regulations. If you choose to access this Site from outside UK, you do so on your own initiative and are responsible for compliance with applicable local laws. These Terms will be governed by and construed in accordance with the laws of England and you submit to the non-exclusive jurisdiction of the English courts.

If any provision of these Terms becomes or is declared illegal, invalid or unenforceable for any reason, such provision shall be deemed deleted from them.

General

Credit Accounts – At our discretion, we may authorise credit accounts for the use of our services. Application can be made by email: creditman@btguk.com

Payment Terms – Payment terms will be confirmed once the account has been approved but are normally net monthly i.e. payment by the end of the month following date of invoice. We understand and will exercise our statutory right to claim interest and compensation for debt recovery costs under the late payment legislation if we are not paid according to our agreed credit terms.

Anti-hacking Provision

You expressly agree and undertake not to:-

  • Use or attempt to use any “deep-link”, “scraper”, “robot”, “bot”, “spider”, “data-mining”, “computer code”, or any other automated device, program, tool, algorithm process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of the Site, any data or content found on or accessed through the Site or any other content without the prior express written consent of CreditMan.
  • Obtain or attempt to obtain through any means any materials or information on the Site that have not been intentionally made publicly available either by their public display on the Site or through their accessibility by a visible link on the Site.
  • Violate the restrictions in any robot inclusion headers on this website or in any way bypass or circumvent any other measure employed to limit or prevent access to the Site or its content.
  • Interfere or attempt to interfere with the proper working of the Site or any activities conducted on or through the Site, including accessing any data, content or other information prior to the itme that it is intended to be available to the public on the Site.
  • Take or attempt any action that, in the sole discretion of CreditMan, imposes or may impose an unreasonable or disproportionately large load or burden on the Site or CreditMan infrastructure.

CreditMan may revise these Terms at any time by updating these terms. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Site.

If you have any comments or questions about this website please contact us:

CreditMan, 340 Deansgate, Manchester, M3 4LY

Business Credit Management (UK) Limited registered in England and Wales, company number 8496860

Registered office: 340 Deansgate, Manchester, M3 4LY

A member of the Begbies Traynor Group plc

Our services

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Financial protection is usually top of the agenda for the majority of business owners. Credit Insurance transfers the risk away from a business to the credit insurer, protecting the policyholder.

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Debt

Our carefully selected partners can assist with debt recovery and collection in UK and overseas. They are also able to assist with enforcement issues and tracing missing debtors on your behalf.

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Finance

No longer are businesses reliant upon bank lending alone. They now have the flexibility to go out and source finance from various offerings taking in to account what is right for their business and its needs.

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